Why Rent When You Can Own?
Do You Prefer Keeping Your Cash
As Opposed to Using It As a Down Payment?
Are You A First Time Homebuyer with No Down Payment?
STARWIN Mortgage Services has become a leader in developing and offering No Money Down Programs. In today's always changing markets, the need for financial flexibility is paramount. STARWIN offers many solutions to help borrowers achieve their homeownership and financial goals, with little or no money out of pocket. Some of these programs are:
80/20 Option 80% First Mortgage plus a 20% Second Mortgage
- No down payment required
- Eliminates need for Private Mortgage Insurance
- Build Equity Faster as you pay off Second Mortgage
- Available as Full Doc OR No Income Verification
- Available on 30 and 15 Year Fixed/ 6mos, 3,5,7 Year ARM's
- Loan Amounts up to $850,000
- Purchase or Refinance
100% Conventional Financing
- 1 Loan for 100% or 80/20 Combination Available
- Purchase or Rate/Term Refinance
- No Income Limits
- 30 Year or 15 Year Fixed Rates
- Present Max loan amount is $359,650
107% Home Solution Financing
- Include Purchase Price and Closing Costs up to 107% of Sales Price/Value
- Purchase or Refinance
- Primary Residence or Second Homes
- Loan Amounts up to $650,000
- Available as 30 Year Fixed Rate
103% Adjustable Rate Mortgage
- Finance 100% of Sales Price plus 3% Seller concession for closing costs
- Loan Amounts up to $500,000
- Purchase of Primary Residence only
- Available on 3Yr and 5Yr ARM's
- No Income Limits
Veterans Administration
- Available for Qualified Military Veterans
- 100% Available up to $240,000
- Higher Loan Amounts available with a down payment
- No Mortgage Insurance
- Available on 30, 20 and 15 Year Fixed; 1,3 and 5 Year ARM's
To speak to one of our loan professionals on how to structure a Zero Down Payment mortgage, call 1-800-3-STAR-11.
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